In this webinar, we delve into the historical context of our conversations with clients about challenging times in the stock and bond markets. We reflect on our cautionary advice from 2021 and examine the subsequent performance of various market segments. Despite a volatile fourth quarter, our portfolios demonstrated resilience, outperforming the general market and delivering positive returns in some cases. We emphasize the importance of understanding market fluctuations and share valuable insights for investors navigating uncertainties.